對於熱衷線上遊戲的玩家而言,在「練功」絞盡腦汁「過關斬將」外,更擔心業者經營不善倒閉,讓花錢購買的虛擬貨幣跟著付諸流水。事實上,國內銀行業者已推出「虛擬貨幣信託」機制,透過履約保證制度,讓玩家每一筆儲值金額或點數,都能獲得完善保障。
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